Retirement Plan Solutions for Business Owners

RETIREMENT

Superior plan features and quality service at a reasonable cost.

A Seligman retirement plan can help:

Enhance your employee benefits package
Offer tax advantages for your employees and your business
Provide a powerful way to build assets for retirement

Seligman Retirement Plans Seligman Investments and Asset Allocation
Seligman Retirement Plans
	Seligman Growth 401(k) Employee salary deferrals of up to $15,500 for 2008; Catch-up contributions for those age 50 and over of up to $5,000 for 2008 Seligman provides: Online account access Personalized enrollment kits for employees Comprehensive employee communication Time Horizon Matrix asset allocation Ask your financial advisor for a free customized proposal No-Fee SIMPLE-IRA Simplified employee salary deferral plan for small businesses Maximum salary deferral of $10,500 per year for 2008 plus up to $10,500 in matching contributions up to 3% of participant compensation; $2,500 catch-up contributions for participants age 50 and over for 2008 Some employer matching contributions required No plan testing or reporting Seligman Profit Sharing Plan Employer-funded pension plan Flexible contributions, up to $46,000 per year for 2008 up to 100% of compensation Seligman provides: investments, prototype documents, and amendments Seligman SEP-IRA Simplified employer-funded plan for small businesses Contribute up to the lesser of $46,000 per year for 2008 or 25% of compensation Seligman provides: Investments and plan document
Seligman Investments and Asset Allocation
	Seligman Mutual Funds
		Seligman Retirement Plan participants have access to Seligman's broad range of mutual funds, including fixed income and equity investments; small, medium, and large companies; US and global markets; and growth and value investment styles. [learn more]
	Seligman Time Horizon Matrix^®
		Seligman offers your retirement plan participants something more than just basic asset allocation. Time Horizon Matrix is an investment process. It offers retirement plan participants a selection of model portfolios designed to seek financial goals and manage risk over specific investment time periods. In one easy step, participants can choose a diversified portfolio of Seligman Mutual Funds appropriate for their individual needs. As participants move closer to retirement age, their portfolios are automatically "migrated" each year to historically less volatile investments. [learn more]

This information is authorized for use only in the case of concurrent or prior delivery of the offering prospectus of the Fund. You should consider the investment objectives, risks, charges, and expenses of a Fund carefully before investing. A prospectus containing information about a Fund (including its investment objectives, risks, charges, expenses, and other information about the Fund) may be obtained here. The prospectus should be read carefully before investing in a Fund.

The Seligman Funds are managed by J. & W. Seligman & Co. Incorporated (Seligman). The Seligman Mutual Funds are distributed by Seligman Advisors, Inc. Seligman Services, Inc. provides client services to Fund shareholders. Seligman Advisors, Inc. and Seligman Services, Inc. are wholly-owned subsidiaries of Seligman.

Distributed by Seligman Advisors, Inc.