Qualified Default Investment

Alternatives for

Retirement Plans

The Department of Labor's new rules define a range of Qualified Default Investment Alternatives (QDIAs) that offer fiduciary relief for retirement plan sponsors.  The following Seligman Funds meet the requirements of the QDIA rules.

SHARE CLASS
FUND AND TICKER SYMBOLS

A

C

R

I

Seligman Target-Date Funds

 

 

 

 

TargETFund CoreSM

SHVAX

SHVCX

SHVRC

SHVIX

TargETFund 2015SM

STJAX

STJCX

STJRX

STJIX

TargETFund 2025SM

STKAX

STKCX

STKRX

STKIX

TargETFund 2035SM

STZAK

STZCX

STZRX

STZIX

TargETFund 2045SM

STQAX

STQCX

STQRX

STQIX

Seligman Target Risk Funds

 

 

 

 

Seligman Asset Allocation Moderate Growth Fund 

SANAX

STNCX

--

--

Seligman Asset Allocation Balanced Fund 

SATVX

STVCX

--

--

Seligman Balanced Funds

 

 

 

 

TargETFund CoreSM

SHVAX

SHVCX

SHVRX

SHVIX

Seligman Income and Growth Fund 

SINFX

SIMCX

SIFRX

SINIX

Seligman Asset Allocation Balanced Fund 

SATVX

STVCX

--

--


The stocks of smaller companies may be subject to above average market-price fluctuations. A portfolio with fewer holdings may be subject to greater volatility than a portfolio with agreater number of holdings. The products of technology companies may be subject to severe competition and rapid obsolescence, and technology stocks may be subject to greater pricefluctuation, government regulation, and limited liquidity as compared to other investments. There are specific risks associated with global investing, such as currency fluctuations, foreigntaxation, differences in financial reporting practices, and rapid changes in political and economic conditions. Investments in real estate securities may be subject to specific risks, such asrisks to general and local economic conditions, and risks related to individual properties. Bonds are subject to interest-rate risk, credit risk, prepayment risk, and market risk.

Investments in Seligman Mutual Funds involve risk, including the risk of loss of principal. To the extent that a Fund has a substantial percentage of its assets exposed to an industry orsector through its underlying investments, the Fund’s performance may be negatively affected if that industry or sector falls out of favor. Diversification, including through asset allocationand risk management strategies, does not assure a profit or protect against loss in a declining market. Past performance does not guarantee future results.

An investor in a Seligman TargETFund will indirectly bear the operating expenses of the ETFs in which it invests. Thus, the expenses borne by the investor will be higher than if he or sheinvested directly in the ETFs, and the returns may therefore be lower.

An investor in a Seligman Asset Allocation Fund will indirectly bear the operating expenses of the Underlying Seligman Funds in which the Fund invests. Thus, the expenses borne by theinvestor will be higher than if he or she invested directly in the Underlying Seligman Funds, and the returns may therefore be lower.

Seligman Mutual Funds are distributed by Seligman Advisors, Inc.

This material is provided for general information purposes only, and does not constitute specific tax, legal, or investment advice for any person. Seligman Advisors and its representativesdo not provide tax, accounting, or legal advice.

This information is authorized for use only in the case of concurrent or prior delivery of the offering prospectus of the Fund. You should consider the investment objectives, risks, charges, and expenses of a Fund carefully before investing. A prospectus containing information about a Fund (including its investment objectives, risks, charges, expenses, and other information about the Fund) may be obtained here. The prospectus should be read carefully before investing in a Fund.

Effective November 7, 2008, J. & W. Seligman Co. Incorporated ("Seligman") was acquired by and became a wholly-owned subsidiary of RiverSource Investments, LLC, which is a subsidiary of Ameriprise Financial, Inc. As a result of the acquisition, Seligman's investment advisory contracts were transferred to RiverSource Investments and Seligman Advisors, Inc., a subsidiary of Seligman, was added as a principal underwriter and distributor of the RiverSource mutual funds.

Seligman mutual funds are distributed by Seligman Advisors, Inc., member FINRA, and managed by RiverSource Investments, LLC. Seligman Services, Inc. provides services to fund shareholders. Seligman Advisors, Inc. and Seligman Services, Inc. are wholly-owned subsidiaries of RiverSource Investments, LLC. These companies are part of Ameriprise Financial, Inc.